SCHEME NAMES This product is suitable for investors who are seeking* Riskometer

L&T Cash Fund-An open-ended liquid scheme • Reasonable returns with lower volatility and higher liquidity over short term • Investment in debt and money market instruments.

L&T Liquid Fund-An open-ended high liquidity income fund: • Generation of reasonable returns while maintaining safety and superior liquidity over short term • Investment predominantly in highly liquid money market instruments,government securities and corporate debt.

L&T Ultra Short Term Fund- An open-ended pure income scheme: • Generation of reasonable and stable income and liquidity over short term • Investments predominantly in highly liquid money market instruments, government securities and corporate debt

L&T Banking and PSU Debt Fund - An open-ended debt scheme: • Generation of reasonable returns and liquidity over short term • Investment primarily in securities issued by Banks, Public Sector Undertakings and Public Financial Institutions in India

L&T Short Term Opportunities Fund- An open-ended debt scheme: • Generation of regular returns over short term • Investment primarily in securities issued by Banks, Public Sector Undertakings and Public Financial Institutions in India

L&T Arbitrage Opportunities Fund- An open-ended equity scheme: • Generation of reasonable returns over short to medium term • Investment predominantly in arbitrage opportunities in the cash and derivatives segments of the equity markets; and debt and money market instruments

L&T Floating Rate Fund -An open-ended income scheme: • Generation of regular income over short to medium term • Investment substantially in floating rate debt/money market instruments, fixed rate debt/money market instruments swapped for floating rate returns, and fixed rated debt securities, government securities and money market instruments

L&T Short Term Income Fund -An open-ended income scheme: • Generation of reasonable returns over short to medium term • Investment in fixed income securities and money market instruments

L&T Income Opportunities Fund -An open-ended income scheme: • Generation of regular returns and capital appreciation over medium to long term • Investment in debt instruments(including securitized debt), government and money market securities

L&T Flexi Bond Fund -An open-ended income scheme: • Generation of reasonable returns overmedium to long term • Investment in fixed income securities

L&T Triple Ace Bond Fund -An open-ended pure income scheme: • Generation of regular and stable income over medium to long term • Investment in debt market securities such as non convertible debentures, bonds issued by corporates, bank and government, commercial paper, certifi cate of deposits and other money market instruments

L&T Gilt Fund -An open-ended dedicated gilt (government securities) scheme: • Generation of returns over medium to long term • Investment in Government Securities

L&T Monthly Income Plan -An open-ended income scheme with no assured returns (Monthly Income is not assured & is subject to the availability of distributable surplus): • Generation of monthly income over medium to long term • Investment in debt, equity and money market instruments

L&T Resurgent India Corporate Bond Fund -An open-ended pure income scheme: • Generation of income over medium to long term • Investment in debt, equity and money market instruments of fundamentally strong corporate/ companies in growth sectors which are closely associated with the resurgence of domestic economy

L&T Equity Fund -An open-ended equity growth scheme: • Long term capital growth • Investment predominantly in equity and equity related securities

L&T Tax Advantage Fund -An open-ended equity linked savings scheme: • Long term capital growth • Investment predominantly in equity and equity-related securities

L&T India Special Situations Fund -An open-ended equity growth scheme: • Long term capital growth • Investment predominantly in equity and equity-related securities, with key theme focus being “Special Situations”, i.e. “situations that are out of the ordinary”

L&T India Large Cap Fund -An open-ended equity growth scheme: • Long term capital appreciation • Investment in equity and equity related securities, including equity derivatives in the Indian markets and foreign securities; with predominant investments in large cap stocks

L&T India Value Fund -An open-ended equity growth scheme: • Long term capital appreciation • Investment predominantly in equity and equity-related securities in Indian markets and foreign securities, with higher focus on undervalued securities

L&T Business Cycles Fund -An open–ended equity scheme: • Long term capital appreciation • Investment predominantly in equity and equity-related securities, including equity derivatives in Indian markets with focus on riding business cycles through dynamic allocation between various sectors and stocks at different stages of business cycles in the economy

L&T Tax Saver Fund** -An open-ended equity linked tax savings scheme: • Long term capital appreciation • Investment predominantly in equity and equity-related instruments

L&T Dynamic Equity Fund -An open-ended equity growth fund: • Long term capital appreciation and generation of reasonable returns • Investment in equity and equity related instruments, derivatives and debt and money market instruments

L&T India Prudence Fund -An open-ended equity growth fund: • Long term capital appreciation and generation of reasonable returns • Investment in equity and equity-related securities and debt and money market instruments.

L&T Equity Savings Fund -An open-ended equity scheme: • Generation of regular income by predominantly investing in arbitrage opportunities in the cash and derivatives segment and long–term capital appreciation through unhedged exposure to equity and equity related instruments. • Investment in equity and equity related instruments, derivatives and debt and money market instruments

L&T Midcap Fund -An open-ended equity scheme: • Long term capital appreciation • Investment primarily in midcap equity and equity related securities

L&T Infrastructure Fund -An open-ended equity scheme: • Long term capital appreciation • Investment predominantly in equity and equity-related instruments of companies in the infrastructure sector

L&T Emerging Businesses Fund -An open-ended fund of funds scheme : • Long term capital appreciation • Investment predominantly in equity and equity-related securities, including equity derivatives in Indian markets with key theme focus being emerging companies (small cap stocks); and foreign securities

SCHEMES NAMES AND PRODUCT SUITABILITY

L&T Cash Fund-An open-ended liquid scheme
This product is suitable for investors who are seeking*
• Reasonable returns with lower volatility and higher liquidity over short term • Investment in debt and money market instruments.

L&T Liquid Fund-An open-ended high liquidity income fund:
This product is suitable for investors who are seeking*
• Generation of reasonable returns while maintaining safety and superior liquidity over short term • Investment predominantly in highly liquid money market instruments,government securities and corporate debt.

SCHEMES NAMES AND PRODUCT SUITABILITY

L&T Ultra Short Term Fund- An open-ended pure income scheme:
This product is suitable for investors who are seeking*
• Generation of reasonable and stable income and liquidity over short term • Investments predominantly in highly liquid money market instruments, government securities and corporate debt

L&T Banking and PSU Debt Fund - An open-ended debt scheme:
This product is suitable for investors who are seeking*
• Generation of reasonable returns and liquidity over short term • Investment primarily in securities issued by Banks, Public Sector Undertakings and Public Financial Institutions in India

L&T Short Term Opportunities Fund- An open-ended debt scheme:
This product is suitable for investors who are seeking*
• Generation of regular returns over short term • Investment primarily in securities issued by Banks, Public Sector Undertakings and Public Financial Institutions in India

L&T Arbitrage Opportunities Fund- An open-ended equity scheme:
This product is suitable for investors who are seeking*
• Generation of reasonable returns over short to medium term • Investment predominantly in arbitrage opportunities in the cash and derivatives segments of the equity markets; and debt and money market instruments

SCHEMES NAMES AND PRODUCT SUITABILITY

L&T Floating Rate Fund -An open-ended income scheme:
This product is suitable for investors who are seeking*
• Generation of regular income over short to medium term • Investment substantially in floating rate debt/money market instruments, fixed rate debt/money market instruments swapped for floating rate returns, and fixed rated debt securities, government securities and money market instruments

L&T Short Term Income Fund -An open-ended income scheme:
This product is suitable for investors who are seeking*
• Generation of reasonable returns over short to medium term • Investment in fixed income securities and money market instruments

L&T Income Opportunities Fund -An open-ended income scheme:
This product is suitable for investors who are seeking*
• Generation of regular returns and capital appreciation over medium to long term • Investment in debt instruments(including securitized debt), government and money market securities

L&T Flexi Bond Fund -An open-ended income scheme:
This product is suitable for investors who are seeking*
• Generation of reasonable returns overmedium to long term • Investment in fixed income securities

L&T Triple Ace Bond Fund -An open-ended pure income scheme:
This product is suitable for investors who are seeking*
• Generation of regular and stable income over medium to long term • Investment in debt market securities such as non convertible debentures, bonds issued by corporates, bank and government, commercial paper, certifi cate of deposits and other money market instruments

L&T Gilt Fund -An open-ended dedicated gilt (government securities) scheme:
This product is suitable for investors who are seeking*
• Generation of returns over medium to long term • Investment in Government Securities

L&T Monthly Income Plan -An open-ended income scheme with no assured returns (Monthly Income is not assured & is subject to the availability of distributable surplus):
This product is suitable for investors who are seeking*
• Generation of monthly income over medium to long term • Investment in debt, equity and money market instruments

L&T Resurgent India Corporate Bond Fund -An open-ended pure income scheme:
This product is suitable for investors who are seeking*
• Generation of income over medium to long term • Investment in debt, equity and money market instruments

SCHEMES NAMES AND PRODUCT SUITABILITY

L&T Equity Fund -An open-ended equity growth scheme:
This product is suitable for investors who are seeking*
• Long term capital growth • Investment predominantly in equity and equity related securities

L&T Tax Advantage Fund -An open-ended equity linked savings scheme:
This product is suitable for investors who are seeking*
• Long term capital growth • Investment predominantly in equity and equity-related securities

L&T India Special Situations Fund -An open-ended equity growth scheme:
This product is suitable for investors who are seeking*
• Long term capital growth • Investment predominantly in equity and equity-related securities, with key theme focus being “Special Situations”, i.e. “situations that are out of the ordinary”

L&T India Large Cap Fund -An open-ended equity growth scheme:
This product is suitable for investors who are seeking*
• Long term capital appreciation • Investment in equity and equity related securities, including equity derivatives in the Indian markets and foreign securities; with predominant investments in large cap stocks

L&T India Value Fund -An open-ended equity growth scheme:
This product is suitable for investors who are seeking*
• Long term capital appreciation • Investment predominantly in equity and equity-related securities in Indian markets and foreign securities, with higher focus on undervalued securities

L&T Business Cycles Fund -An open–ended equity scheme:
This product is suitable for investors who are seeking*
• Long term capital appreciation • Investment predominantly in equity and equity-related securities, including equity derivatives in Indian markets with focus on riding business cycles through dynamic allocation between various sectors and stocks at different stages of business cycles in the economy

L&T Tax Saver Fund# -An open-ended equity linked tax savings scheme:
This product is suitable for investors who are seeking*
• Long term capital appreciation • Investment predominantly in equity and equity-related instruments

L&T Dynamic Equity Fund -An open-ended equity growth fund:
Long term capital appreciation and generation of reasonable returns• Investment in equity and equity related instruments, derivatives and debt and money market instruments

L&T India Prudence Fund -An open-ended equity growth fund:
This product is suitable for investors who are seeking*
• Long term capital appreciation and generation of reasonable returns • Investment in equity and equity-related securities and debt and money market instruments.

L&T Equity Savings Fund -An open-ended equity scheme:
This product is suitable for investors who are seeking*
• Generation of regular income by predominantly investing in arbitrage opportunities in the cash and derivatives segment and long–term capital appreciation through unhedged exposure to equity and equity related instruments. • Investment in equity and equity related instruments, derivatives and debt and money market instruments

SCHEMES NAMES AND PRODUCT SUITABILITY

L&T Midcap Fund -An open-ended equity scheme:
This product is suitable for investors who are seeking*
• Long term capital appreciation • Investment primarily in midcap equity and equityrelated securities

L&T Infrastructure Fund -An open-ended equity scheme:
This product is suitable for investors who are seeking*
• Long term capital appreciation • Investment predominantly in equity and equity-related instruments of companies in the infrastructure sector

L&T Emerging Businesses Fund -An open-ended fund of funds scheme :
This product is suitable for investors who are seeking*
• Long term capital appreciation • Investment predominantly in equity and equity-related securities, including equity derivatives in Indian markets with key theme focus being emerging companies (small cap stocks); and foreign securities


*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
** In order to comply with requirements of ELSS 2005 guidelines, further subscription/switch-in into L&T Tax Saver Fund is restricted with effect from November 23, 2012.