L&T India Prudence Fund

Data as on November 30, 2017


L&T India Prudence Fund

Data as on November 30, 2017


Fund Details

NAV of Plans/Options
(as on November 30, 2017)

Rs
Dividend Option - Regular Plan 20.381
Annual Dividend - Regular Plan 13.628
Growth Option - Regular Plan 25.948
Dividend Option - Direct Plan 22.214
Annual Dividend - Direct Plan 14.050
Growth Option - Direct Plan 27.245
Volatility Measures*:
Standard Deviation 10.09%
R-Squared 0.88
Beta 1.01
Sharpe Ratio# 0.70
*Source: ICRA MFIE
#Risk free rate assumed to be 6.00%
(based on 3-months Mibor NSE rate during last 3 months)
Date of Inception :
Regular PlanFebruary 7, 2011
Direct PlanJanuary 01, 2013
Expense Ratio+ :2.01% (Regular)
1.21% (Direct)
Portfolio Turnover :1.5913
Options• Growth • Dividend Option (Reinvestment and Payout)
• Annual Dividend Option
(Reinvestment and Payout)
Minimum Application size
(Initial)
Rs 5,000 per application
Additional InvestmentRs 1,000 per application
Minimum Redemption SizeRs 500 or 50 units
Fund ManagerMr. S. N. Lahiri (investments in equity and equity related instruments), Mr. Shriram Ramanathan (investments in debt and debt related instruments) (w.e.f. May 30, 2016) and Mr. Karan Desai (w.e.f. Feb 3, 2017) (for investments in foreign securities)
Benchmark70% - S&P BSE 200 Index and 30% - CRISIL Short Term Bond Fund Index
Monthly Average AUM (Rs In Crs)8,077.52
Month end AUM(Rs In Crs)8,313.44

Portfolio Allocation
Name Of Instrument Rating/Industry % to Net
Assets

Equity & Equity related
(Listed/Awaiting listing on Stock Exchange)
 
Banks
HDFC Bank Limited 3.04%
Axis Bank Limited 2.71%
IndusInd Bank Limited 2.46%
ICICI Bank Limited 1.91%
Kotak Mahindra Bank Limited 1.43%
State Bank of India 1.00%
The Federal Bank Limited 0.72%
Indian Bank 0.69%
Finance
Housing Development Finance Corporation Limited 3.78%
Max Financial Services Limited 1.32%
IIFL Holdings Limited 1.00%
ICICI Lombard General Insurance Company Limited 0.89%
ICICI Prudential Life Insurance Company Limited 0.86%
HDFC Standard Life Insurance Company Limited 0.85%
Aditya Birla Capital Limited 0.48%
5Paisa Capital Limited 0.01%
Construction Project
Larsen & Toubro Limited 2.79%
Engineers India Limited 1.18%
Techno Electric & Engineering Company Limited 0.72%
Ashoka Buildcon Limited 0.63%
Indian Hume Pipe Company Limited 0.32%
Auto
Hero MotoCorp Limited 1.82%
Maruti Suzuki India Limited 1.37%
Mahindra & Mahindra Limited 1.01%
Ashok Leyland Limited 0.89%
Software
Tata Consultancy Services Limited 2.41%
HCL Technologies Limited 1.02%
MphasiS Limited 0.69%
Infosys Limited 0.38%
Pharmaceuticals
Divi's Laboratories Limited 1.07%
Sun Pharmaceutical Industries Limited 1.01%
Dr. Reddy's Laboratories Limited 0.90%
Dishman Carbogen Amcis Limited 0.79%
Lupin Limited 0.58%
Industrial Products
Bharat Forge Limited 1.54%
Carborundum Universal Limited 1.26%
Graphite India Limited 0.76%
Swaraj Engines Limited 0.50%
Consumer Non Durables
ITC Limited 2.39%
Emami Limited 1.06%
Cement
The Ramco Cements Limited 1.50%
Birla Corporation Limited 1.07%
Grasim Industries Limited 0.78%
Industrial Capital Goods
Lakshmi Machine Works Limited 1.16%
Bharat Electronics Limited 1.01%
Apar Industries Limited 0.53%
Isgec Heavy Engineering Limited 0.50%
Construction
Godrej Properties Limited 1.87%
Somany Ceramics Limited 0.94%
Retailing
Future Retail Limited 1.16%
Trent Limited 1.09%
Praxis Home Retail Limited @ 0.00%
Textile Products
Mayur Uniquoters Ltd 0.66%
K.P.R. Mill Limited 0.61%
Dollar Industries Limited 0.55%
Chemicals
Tata Chemicals Limited 1.09%
Oriental Carbon & Chemicals Limited 0.41%
Telecom - Services
Bharti Airtel Limited 1.43%
Petroleum Products
Hindustan Petroleum Corporation Limited 0.96%
Indian Oil Corporation Limited 0.39%
Auto Ancillaries
WABCO India Limited 0.64%
Bosch Limited 0.62%
Gas
GAIL India Limited 1.25%
Media & Entertainment
Zee Entertainment Enterprises Limited 1.10%
Ferrous Metals
Tata Steel Limited 0.92%
Name Of Instrument Rating/Industry % to Net
Assets

Non - Ferrous Metals
Hindustan Zinc Limited0.86%
Total 73.34%

MONEY MARKET INSTRUMENT Certificate of Deposit/Commercial Paper
ICICI Bank Limited ICRA A1+ 1.16%
ICICI Bank Limited ICRA A1+ 0.58%
ICICI Bank Limited ICRA A1+ 0.30%
Piramal Finance Limited ICRA A1+ 0.06%
Axis Finance Limited IND A1+ 0.06%
Mahindra & Mahindra Financial Services Limited CRISIL A1 + 0.06%
Total 2.22%

BONDS & NCDs
Listed / awaiting listing on the stock exchanges
HDFC Bank Limited CRISIL AA+ 1.83%
National Bank for Agriculture & Rural Development CRISIL AAA 1.20%
NTPC Limited CRISIL AAA 1.11%
ICICI Bank Limited ICRA AA+ 1.01%
Housing Development Finance Corporation Limited CRISIL AAA 0.90%
Indian Railway Finance Corporation Limited CRISIL AAA 0.67%
Tata Motors Limited CARE AA+ 0.61%
Indian Railway Finance Corporation Limited CRISIL AAA 0.53%
Power Finance Corporation Limited CRISIL AAA 0.48%
Export-Import Bank of India CRISIL AAA 0.48%
NTPC Limited CRISIL AAA 0.37%
LIC Housing Finance Limited CRISIL AAA 0.36%
LIC Housing Finance Limited CRISIL AAA 0.36%
Housing Development Finance Corporation Limited CRISIL AAA 0.36%
Rural Electrification Corporation Limited CRISIL AAA 0.36%
Power Grid Corporation of India Limited CRISIL AAA 0.34%
Export-Import Bank of India CRISIL AAA 0.32%
Power Finance Corporation Limited CRISIL AAA 0.31%
LIC Housing Finance Limited CRISIL AAA 0.30%
LIC Housing Finance Limited CARE AAA 0.30%
Export-Import Bank of India CRISIL AA+ 0.30%
Power Finance Corporation Limited CRISIL AAA 0.29%
Power Grid Corporation of India Limited CRISIL AAA 0.29%
Bank of Baroda CARE AA 0.26%
Nuclear Power Corporation Of India Limited CRISIL AAA 0.25%
Indian Railway Finance Corporation Limited CRISIL AAA 0.24%
Rural Electrification Corporation Limited CRISIL AAA 0.22%
Mahindra & Mahindra Financial Services Limited IND AAA 0.18%
Mahindra & Mahindra Financial Services Limited IND AAA 0.17%
Export-Import Bank of India CRISIL AAA 0.18%
IDFC Bank Limited ICRA AAA 0.12%
Ultratech Cement Limited CRISIL AAA 0.12%
Rural Electrification Corporation Limited CRISIL AAA 0.09%
Power Grid Corporation of India Limited CRISIL AAA 0.06%
Power Finance Corporation Limited CRISIL AAA 0.06%
Rural Electrification Corporation Limited CRISIL AAA 0.06%
Power Grid Corporation of India Limited CRISIL AAA 0.06%
Rural Electrification Corporation Limited CRISIL AAA 0.06%
Indian Railway Finance Corporation Limited CARE AAA 0.06%
National Bank for Agriculture & Rural Development CRISIL AAA 0.06%
LIC Housing Finance Limited CRISIL AAA 0.06%
LIC Housing Finance Limited CRISIL AAA 0.06%
Blue Dart Express Limited ICRA AA 0.00%
Blue Dart Express Limited ICRA AA 0.00%
Total 15.45%

CENTRAL GOVERNMENT SECURITIES
06.79% GOI 15-MAY-2027 SOVEREIGN 2.01%
06.68% GOI 17-SEP-2031 SOVEREIGN 1.74%
07.59% GOI 11-JAN-2026 SOVEREIGN 0.62%
08.12% GOI 10-DEC-2020 SOVEREIGN 0.47%
08.15% GOI 11-JUN-2022 SOVEREIGN 0.31%
08.08% GOI 02-AUG-2022 SOVEREIGN 0.31%
07.68% GOI 15-DEC-2023 SOVEREIGN 0.00%
Total 5.46%

Fixed Deposit
HDFC Bank Limited 0.42%
Total 0.42%

Cash & Cash Equivalents
Net Receivable/Payable3.11%
Total 3.11%

Grand Total 100.00%

Total number of holdings 66

All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND.
@ Awaited Listing

$(B) 70% BSE 200 Index and 20% CRISIL Short Term Bond Fund Index
Past performance may or may not be sustained in the future. Returns greater than 1 year period are compounded annualized. Dividends are assumed to be reinvested and bonus is adjusted. Load is not taken in to consideration. For SIP returns, monthly investment of Rs 10000 invested on the 1st day of every month has been considered.
*B: Scheme Benchmark, AB: Additional Benchmark

Investment objective: To seek to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related securities and to generate reasonable returns through a portfolio of debt and money market instruments.
Exit Load: If the units redeemed or switched out are upto 10% of the units purchased or switched in (“the limit”) within 1 year from the date of allotment – Nil. If units redeemed or switched out are over and above the limit within 1 year from the date of allotment – 1%. If units are redeemed or switched out on or after 1 year from the date of allotment – Nil.
For details of other funds managed by the Fund Manager and the performance of the schemes, please refer to 'Scheme Performance Section'
+ Please refer to note on expense ratios in 'Fund Manager wise Scheme Details'